Get Your Refund the Smart Way
First Smart Refunding is a safe, fast, easy, and efficient e-Banking system that enables you access to your bank account and to carry out online banking services, 24/7
Create an AccountOnline Payment
We have online payment services like PayPal, Stripe, Paystack, Skrill, Flutterwave, Mollie, Payeer, RazorPay, etc.
Take Loan
We have several plans to apply for a loan. You may apply to our loan plans by submitting some of your valid information.
Deposit Schemes
We have two deposit schemes for you, one is Deposit Pension Scheme and another one is the Fixed Deposit Receipt.
Transfer Money
You are able to transfer your funds within the First Smart Refunding or other banks we support by adding your beneficiaries
We care about your money and safety.
Our Mission
To help clients recover their rightful refunds through smart analysis, ethical practices, and professional support.
Our Vision
To become a leading global refund assistance platform known for trust, accuracy, and results.
Our Goal
First Smart Refunding will serve their customers from all over the world and becomes the popular bank in this universe.
We make your life comfortable with our services.
Fast Transfer
Our Money transfer system is secure and easy. Send your funds to your beneficiaries within Viserbank or to other banks. Transfer within Viserbank is instant and to other banks may take 24 hours.
Deposit Funds
Account-holders of Viserbank are able to deposit their money through our several payment systems. We have online payment services like PayPal, Stripe, Paystack, Skrill, Flutterwave, Mollie, Payeer, etc.
Withdraw Funds
Account-holders of Viserbank are able to withdraw money from their account. Without verification, any withdrawal won't be completed, so you can trust Viserbank.
Secure Service
Every balance subtracting transactions need OTP verification so You can feel safe about your funds. Also, you can use the google authenticator app on your cellphone and enable 2FA security from the account menu.
Lowest Transaction Fee
Our transaction fee is much low comparing to other banks. You can deposit, transfer, and withdraw your funds with the lowest transaction charge. As our transfer system is secure and robust you can trust us.
It's easy to join with Us
Open an Account
To be an account holder you have to open an account first.
Verification
After registration you need to verify your Email and Mobile Number.
Deposit
Deposit some funds before applying on any FDR or DPS plans.
Get Service
Now you can get any of our services as our registered account-holder
We provide our banking services all over the world
Viser Bank is a secure and robust e-Banking system getting popular all over the world nowadays. We offer the best FDR, DPS & Loan plans to our account holders
24M
Account Holders
3B
Total Transaction
120
Total Branches
240+
Countries We Serve
Frequently Asked Questions
Though we have provided lots of information about us and how we serve what is our working process our terms and conditions our policies etc.
First Smart Refunding helps individuals and businesses recover money they are rightfully owed through professional refund analysis and processing services.
Simply contact us or submit your details through our secure online form. Our team will review your information and guide you through the next steps.
Processing times vary depending on the type of refund and the issuing authority, but most cases are reviewed and prepared within 5–15 business days.
Yes. We use secure systems and strict confidentiality policies to protect all client data.
Refund approval depends on eligibility and external processing authorities. While we cannot guarantee outcomes, we ensure accurate submissions to maximize success.
e have several FDR plans. Choose the best plan suitable for you and just click on the Apply Now button and put the amount.
Our Partners
